HomeAPPS & GAMESHow To Use PayPal Friends and Family | Easy Guide 2020

How To Use PayPal Friends and Family | Easy Guide 2020

  • We are able to send money to PayPal friends and family members using the mobile app or your desktop computer.
  • To send money through PayPal, be sure that you have a bank account, credit, or debit card already connected to your account.

PayPal is one of the most popular payment gateway to send money to Friends and Family members and also vendors, via its mobile app or website—yet things get untidy when you blend the two.

If you are sending money to friends and family members, you won’t have to pay a fee. All you need is your friend’s email address, phone number, or PayPal username, and a connected bank account or credit or debit card.

Here’s everything you need to know about PayPal friends and family transfers (and a few friendly warnings as well).

Note: The following applies to Personal PayPal accounts. If you have a PayPal Business account, friends and family payments may not be available to you.

What is PayPal friends and family option?

At the point when you send or demand cash through your own PayPal account, you can pick whether it’s a “PayPal friends and family option” or a “Goods and Services” payment.

How To Use PayPal Friends and Family

PayPal friends and family payments are regularly used to take care of your friends, convey cash to relatives abroad or send advanced gift vouchers.

How do I use the PayPal friends and family option?

In order to send money utilizing PayPal friends and family, both you and the recipient need to have a PayPal account. You can set one up for free here.

Sending money with PayPal Friends and Family option just makes a couple of strides:

  1. Log in to your PayPal account.
  2. Click the option ‘Send & Request‘.
  3. Choose payment option – ‘PayPal Friends and Family‘ Or ‘Goods and Services‘.
  4. In the ‘Send money‘ section, Enter a phone number, email, or contact name.
  5. When prompted, select ‘Sending to a friend‘.
  6. Enter the payment amount. You can add a note to your friend.
  7. Review your Payment Details & then click on ‘Send Payment Now‘.

Note: PayPal friends and family may not be accessible in certain nations.

You can likewise send money to PayPal Friends and family option utilizing the PayPal mobile app or PayPal.Me. The cycle is pretty comparable on the app—you simply enter the payable amount prior to choosing whether it’s a friends and family payment.

Sending money with PayPal friends and family only takes a few steps:

1. Visit to the official site https://www.paypal.com & click Log in.

How To Use PayPal Friends and Family
Image Credits: Official Site | PayPal

2. Sign in to your PayPal account. If you already have an account, enter your username and password, and then click Log In.

  • If you are new to PayPal, you’ll need to create an account and add a payment method before you can send money online. Click the Sign-Up link and follow the on-screen instructions to create your account. See How to Use PayPal for more info on setting up an account.
  • See How to Add Money to PayPal to learn how to connect your bank account, debit, or credit card to your account.

How To Use PayPal Friends and Family

3. Click on Send & Request tab.

Send Request

4. Select a payment option. The option you choose will determine how the payment is processed and how fees (if applicable) will be applied.

  • Click Pay for goods and services if you purchased something from someone and want to process a payment. This payment method includes a fee for PayPal Purchase Protection.
  • Click Send to friends and family in the US if you want to send money to someone in the US for personal reasons. This option is free.
  • Click Send to friends and family internationally to send money to someone in another country. This option requires the use of a third-party service called Xoom.

How To Use PayPal Friends and Family

5. Under Send money, enter the recipient’s email address or mobile phone number and click Next.

  • Confirm that you have the email address or phone number is correct before sending money so you don’t accidentally send it to the wrong person.
  • Click on the field instead of typing the information if you have sent money to this person in the past. A scroll-down list will appear that shows everyone you’ve paid recently.

InkedSend Money via PayPal LI

6. Enter the amount and click Continue.

  • Your location’s currency should already be selected from the drop-down menu. If it’s incorrect, select the correct currency now.
  • Anything you type into the “Add a note” field will be sent to the recipient.

How To Use PayPal Friends and Family

7. Review your payment details. This screen displays a summary of the payment you are about to make. Review all of the details before you send your payment.

  • If the selected payment method is not the one you want to use, click Change Payment Method, select or enter an alternative, and then click Next to confirm.
  • If your PayPal balance is enough to cover the payment, it will be used to make the payment. If your account balance doesn’t cover the whole amount, PayPal will apply the balance and take the rest from your default payment account.

How To Use PayPal Friends and Family

8. Click Send Payments Now.

  • The recipient will be notified of your payment immediately.
  • If the recipient doesn’t have a PayPal account, they’ll be prompted to create one.

InkedMoney via PayPal LI scaled

PayPal friends and family option: How much does it cost to use?

PayPal friends and family payment can be made for nothing (from your bank account or PayPal) for anybody living in the United States.

In case of when you are sending money universally, you might be charged an exchange expense equivalent to 5% of the send sum (up to $4.99 USD).

When you pay with a debit or credit card, you’ll be charged a small processing fee—for both domestic and international transactions. Currently, the rate is 2.9% + a fixed fee (varies by currency; $0.30 in the U.S.).

Problems with PayPal

In spite of the fact that PayPal has a huge number of clients, not all clients have had such a lovely encounter. Truth be told, countless individuals have felt insulted by PayPal that whole sites exist to examine issues about PayPal and false its strategic approaches. Maybe the most unmistakable is PayPal Sucks.

Perhaps the greatest criticisms of PayPal is that it demonstrations like a bank, however it isn’t controlled like one. Pundits keep up that PayPal offers none of the insurance that genuine banks offer, and it isn’t needed to keep up any of the security, client care, or question goal benefits that banks give. Simultaneously, PayPal holds a lot of their clients’ cash, makes a great many monetary exchanges, and even offers credit and check cards.

So why isn’t it considered a bank? In 2002, the Federal Deposit Insurance Corporation (FDIC) declared that because PayPal didn’t meet the federal definition of an entity accepting deposits as a bank, hold any physical money or have a bank charter, it was not a bank [source: Wolverton]. In other words, PayPal isn’t a bank because it doesn’t call itself a bank. As a result, most states license PayPal as a “money service.”

One of the most common problems encountered by PayPal users is the sudden and inexplicable freezing of their accounts. If your PayPal account is frozen, you can’t add or withdraw any funds from your account, and you’re required to go through a long, complicated process to verify your identity. Some users claim that PayPal has simply seized their funds and never returned them. Other complaints against PayPal include rude customer service representatives, a long and confusing user agreement, and loose hiring practices that may have led to account fraud [source: PayPal Community].

FAQ On PayPal Friends and Family

1. How do I use PayPal friends and family option?

  1. Log in to your PayPal account.
  2. Click the option ‘Send & Request‘.
  3. Choose payment option – ‘PayPal Friends and Family‘ Or ‘Goods and Services‘.
  4. In the ‘Send money‘ section, Enter a phone number, email, or contact name.
  5. When prompted, select ‘Sending to a friend‘.
  6. Enter the payment amount. You can add a note to your friend.
  7. Review your Payment Details & then click on ‘Send Payment Now‘.

2. Can you get scammed on PayPal Friends and Family option?

If you want to send somebody money through PayPal Friends and Family, and you are expecting to get something delivered to you, and that “something” does not get delivered; there’s nothing to do about it!

The PayPal policies state clearly that this type of payment should not be used for getting something delivered to you. You should use PayPal Goods & Services to get something.

Even if you received your item, and PayPal found that you are using this type of transaction, they could deactivate your PayPal account and kick you off the platform because it’s against their policies and procedures.

3. PayPal Friends and Family vs Goods and Services

  • Sending Money to PayPal friends and family: This is used when sending money or a gift card to a friend or family member. Before you complete a payment, you can opt to pay the fee, or pass it onto the recipient to be covered by PayPal Purchase Protection.
  • Paying for Goods or Services: This is used when you buy an item or service from someone. When you make a purchase, the seller pays a small fee to receive your money. Your payment is covered by our protection policy automatically.

You can also create a personal payment to anyone in the U.S. for free. Just make sure that you pay for the entire payment using your bank account or, if you have a PayPal Cash account or PayPal Cash Plus account, your balance. There is a small charge for payments made with a debit or credit card.

Note: Currently PayPal is unable to allow personal payments to or from India.

4. Are you covered on PayPal friends and family?

PayPal policies clearly told: “PayPal Buyer Protection does not cover money transfers between PayPal friends or family. If someone selling you goods or a service asks you to send money through PayPal friends and family, you should refuse him.

5. Can someone reverse a PayPal friends and family payment?

You all know that PayPal friends and family payments can be reversed. PayPal will not do it, however, if you dispute a friends and family charge with your bank, they are capable of reversing it. For example, if you claim that your account was hacked, they can and have reversed payment.

6. Why is PayPal charging me to send money to a friend?

If you are a PayPal account holder in the United States, want to send money to a friend or family member with a PayPal account in a country other than the U.S. then PayPal will charge you & the fee you pay depends on the Payment Method used and the amount you are sending.

7. How do I link a bank account to my PayPal account?

Visit this page- Link Your Bank Account To Your PayPal Account

8. How do I link a debit or credit card to my PayPal account?

Visit this page- Verify Your Credit Card To Your PayPal Account

9. How to send money through PayPal friends and family app?

10. What is the PayPal friends and family fee?

For detailed information visit this – PayPal friends and family fee


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